It’s a fair question — will fitting wheel spacers affect my insurance policy? The short answer is possibly, yes — but only because they count as a vehicle modification, not because they’re unsafe. When fitted correctly using quality, hub centric spacers, they don’t pose a safety risk — but you should still let your insurer know.
Wheel Spacers Are a Declared Modification
In the eyes of most insurers, any change from factory specification qualifies as a modification. That includes wheels, coilovers, exhausts, and even spacers.
Declaring spacers doesn’t usually increase your premium significantly, but failing to declare them could cause problems if you ever make a claim. It’s always best to be upfront and transparent.
Why Insurers Care
Insurers don’t focus on the spacer itself — they’re more concerned about potential effects on handling or wheel fitment. Using quality, hub centric spacers ensures your wheels stay correctly aligned and vibration-free, keeping your car safe and stable on the road.
That’s why all Killer Offset, Demon, and Bimecc spacers sold by Stanced UK are precision CNC-machined from 6061-T6 aluminium and designed to replicate factory fitment.
Safety and Professional Installation
To avoid any insurance concerns, always have spacers installed by a qualified technician or workshop familiar with hub centric systems. Use the correct bolt length, torque settings, and seat type for your wheels. A professional installation record also helps demonstrate that your setup is safe and compliant.
Will It Raise My Premium?
In most cases, wheel spacers won’t make a big difference to your insurance cost — especially if they’re declared as part of a general “stance” or “wheel fitment” modification. The key is communication. When you choose branded, engineered spacers like Killer Offset, Demon, or Bimecc, you’re fitting a precision part — not a risky alteration.
The Bottom Line
Fitting wheel spacers doesn’t make your car unsafe or uninsurable — it just means your vehicle has been modified. Declare them, fit them properly, and enjoy a better stance with total peace of mind.
✅ Shop premium hub centric spacers from Killer Offset, Demon, and Bimecc at Stanced UK – engineered for stance, safety, and compliance.
